Tips credit cards for students

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Tips credit cards for students

Friday, September 7, 2012 0 comments

Student Credit Cards What to Look For

Student credit cards are the best way for you to build good credit, which will be very important to you in the near future when you want to get credit or a loan. In addition to building a good credit history, have a student credit card will give you access to lines of credit and cash, as well as help you get a reward or cash back when you make a purchase.

Providers of credit cards to students Many deign to market to students as if you would be so affected by want offerings and ultimately you will do is to ignore the interest rate. Since you've brought offerings are very attractive. I think credit card for students is the best for us.

If you are interested in having a student credit card that needs to attention is maid, you should not be focused only on the present, features and benefits only. But you should consider the lowest annual percentage rate as well. Here are the key factors we considered when ranking the best cards.

Annual Percentage Rate

Some student credit card providers will not charge you interest for the first few months. After the introductory APR period varies according to your credit history. The spread between students April credit card last went from 11.15 to 21.99 per cent for students with excellent credit.

Gift

And if you pay off your credit card in a monthly period, then you are really better than that if you make your purchase with cash. Some cards give cash back on every purchase. Usually it is 1 percent. But sometimes it is 2 percent or even 5 percent. One card provider gives 5 percent cash back bonus (limited to $ 1,500 in purchases) in strict rotation: If you use the card in the winter you will get a bonus but the bonus does not apply until the summer.

Features

Once you consider the most important feature of a student credit card, then it's time to consider other features such as travel assistance, extended warranty protection, travel and car rental insurance and fraud protection.

Cost

All the students of our credit card last late payment charge up to $ 35. Most but not all the cost of 3 percent for the privilege buy something outside the United States.

You must be careful to choose a student credit card, because if you are right and proper choosing student credit card it will be a great advantage for yourself, but if otherwise it will be bad for you. That Tips credit cards for students.

World Financial